Storm Damage Repair & Assistance in Houston, TX

Fast inspections, emergency leak protection, and insurance-claim support from CR3 American Exteriors of San Antonio

When hail, high winds, and heavy rain hit Northwest Houston, small exterior issues can turn into costly interior damage fast. CR3 American Exteriors of San Antonio provides storm damage repair and assistance for homeowners in Houston, TX, including roofing, siding, and gutter systems impacted by severe weather. Our process is built to reduce stress: we document damage clearly, explain what your policy may include, and help move your project from inspection to completion without unnecessary delays. If you’re unsure whether you have storm damage, the safest next step is to schedule a professional evaluation and get a written scope you can trust.

Need expert storm damage repair in Houston? Contact CR3 American Exteriors of San Antonio at (717) 931-6663.

How to Know If Your Roof Has Storm Damage After Hail or High Winds

Storm damage isn’t always obvious from the driveway, especially after a fast-moving hail cell or gusty straight-line winds. Hail can bruise shingles and compromise the asphalt mat beneath the surface, while wind can lift, crease, or loosen shingles enough that the roof starts shedding granules and exposing nails. In Houston’s heat and humidity, those weak points often develop into leaks days or weeks later, so it’s smart to inspect sooner rather than waiting for water stains. If you suspect damage in near Willowbrook, Jersey Village, or the surrounding areas, we recommend a professional roof inspection that includes photos and a measured assessment.

• Hail indicators: dark “bruise” spots, granule loss, exposed fiberglass mat, and dents on soft metals like vents, flashing, gutters, and AC fins.
• Wind indicators: missing shingles, lifted tabs, creased shingles (a sharp line where the shingle folded), and loosened ridge caps.
• Interior clues: damp insulation in the attic, water staining on ceilings or around chimney/pipe penetrations, and new musty odors after a storm.
• Collateral damage: damaged window screens, dented garage doors, or chipped paint often correlates with hail intensity on the roof and siding.

If you see any of these signs, avoid walking the roof and contact CR3 American Exteriors of San Antonio to schedule a documented storm evaluation and recommended next steps for repair or replacement.

Should You Tarp Your Roof After Storm Damage, and How Soon Should It Be Done?

If your roof is actively leaking, has missing shingles, or has punctures from debris, tarping is usually the right move to prevent additional water intrusion. Most policies require reasonable steps to protect the home from further damage, and in Houston storms that can mean acting the same day—especially with more rain in the forecast. The key is safety: do not climb onto a wet or wind-damaged roof, and do not rely on a tarp as a long-term solution. Our team can advise on urgency, provide temporary protection options, and then transition you into permanent roof repair or full replacement when the claim and materials are ready.

• Emergency tarping: installed and secured to reduce wind lift and direct water away from the opening.
• Temporary leak stabilization: targeted sealing at flashing, pipe boots, or small openings when safe and appropriate.
• Interior protection: containment and guidance to reduce ceiling saturation and secondary damage until exterior repairs begin.

If you’re in Houston, TX, and worried about water getting in tonight, contact CR3 American Exteriors of San Antonio for urgent storm-damage guidance and the fastest available protection plan.

What Homeowners Insurance Usually Covers for Storm Damage Roof & Siding Repairs

In many Texas homeowner policies, hail and wind are covered perils under the dwelling portion of the policy, which often includes the roof system, exterior siding, and attached structures. Coverage typically addresses direct physical damage caused by the storm, and may also include related items necessary to complete the repair correctly, such as underlayment, flashing, drip edge, and ventilation components. However, coverage depends on your specific policy language, deductible, and whether the carrier pays on an ACV (Actual Cash Value) basis or RCV (Replacement Cost Value) with depreciation released after completion. We help you understand the scope and communicate clearly, but we do not provide legal advice or act as public adjusters.

• Often covered: storm-damaged shingles, wind-torn ridge caps, hail-damaged siding panels, dented gutters/downspouts, and interior water damage tied to a sudden storm opening.
• Often not covered: normal wear and tear, aging materials, long-term deterioration, faulty installation, and damage that existed before the storm or wasn’t mitigated after discovery.

If you’re unsure what applies to your home, the next step is to book a storm inspection so we can provide photo documentation and an itemized repair plan for you to compare with the insurer’s estimate.

How to File an Insurance Claim for Storm Damage Repair: Step by Step

Filing a storm claim is easier when you follow a clear order of operations and keep documentation organized from day one. The goal is to report promptly, prevent further damage, and make sure the insurer’s scope matches what the property actually needs to be restored. CR3 American Exteriors of San Antonio offers insurance claim assistance across our CR3 service areas, including Houston, by providing inspection photos, measurements, and repair line items that help reduce miscommunication. You can also request that we meet the adjuster on-site so storm damage details aren’t missed.

• 1) Prioritize safety: stay off the roof, look for downed lines, and document any immediate hazards.
• 2) Mitigate damage: tarp active leaks and move belongings away from affected areas to limit interior loss.
• 3) Document everything: take date-stamped photos of exterior and interior signs, including dents to vents, gutters, and siding.
• 4) Contact your insurer: report the date of loss and request an adjuster inspection appointment.
• 5) Get a professional inspection: Obtain a detailed repair scope for storm damage repair to compare with the carrier’s scope.
• 6) Meet the adjuster: walk the property, review test squares/notes, and confirm what’s being included in writing.
• 7) Review settlement and schedule work: once approved, coordinate materials, labor, and final documentation for depreciation release if applicable.

Can you choose your own contractor? In most cases, yes—homeowners typically have the right to select their contractor for storm damage insurance work, even if the carrier suggests a preferred vendor. If you want CR3 American Exteriors of San Antonio to handle the build and help navigate the paperwork, the next step is to request a claim-ready inspection package.

Hail Damage vs. Normal Wear and Tear: How Adjusters Determine Roof Replacement (and What an Insurance Supplement Is)

One of the biggest points of confusion after a storm is the difference between true hail damage and normal aging. Adjusters generally look for storm-created functional damage such as shingle mat fractures, punctures, broken seals, missing shingles, or widespread bruising within test squares, along with collateral hits on soft metals that confirm hail size and direction. By contrast, wear and tear often appears as uniform granule loss, thermal cracking, blistering from age, algae staining, or brittle shingles failing from time and heat rather than a specific date of loss. Replacement decisions often depend on the extent of damage, repairability, brittleness, discontinued materials, and whether spot repairs would reasonably restore the roof to pre-loss condition.

An insurance supplement is a formal request submitted to the carrier when the original estimate is missing necessary items, quantities, or code-required steps to complete the repair correctly. Storm damage contractors submit supplements because adjuster scopes can be limited by visibility, access, or software defaults, and the final build must still meet manufacturer specs and local requirements. Supplements commonly address overlooked flashings, drip edge, ventilation, steep/high charges, waste factors, underlayment upgrades, or additional siding and gutter components needed for a complete system. If your settlement doesn’t match what your home needs, the next step is to let our team prepare documentation and communicate those corrections professionally.

How Long Do Storm Damage Repairs Take for Roofing, Siding, and Gutters (and Signs Your Gutters Need Replacement)

Storm restoration timelines in Houston depend on claim approval speed, material availability, and weather windows, but most projects follow a predictable flow. After inspection and carrier authorization, a typical asphalt shingle roof replacement is often completed in about one day, while siding work may take several days, depending on elevation, access, and the number of elevations affected. Gutters and downspouts are usually faster—often a same-day install—yet they are critical because they protect fascia, landscaping, and foundations by controlling roof runoff during the next storm. If you want the fastest path from damage to completion, combining roofing, siding repair, and gutter replacement into a single coordinated plan reduces gaps and rework.

• Visible dents and flattened sections that reduce water flow or cause overflowing during rain.
• Separated seams, leaking corners, or loose hangers that pull gutters away from fascia after high winds.
• Downspouts crushed or disconnected at elbows, straps, or underground drains.
• Improper pitch or standing water in the gutter run after the storm indicates the system shifted.
• Water staining on fascia/soffit or erosion near the foundation from overflow and misdirected discharge.

Ready to move forward? If your home in Houston, TX has hail damage, wind damage, a roof leak, or dented gutters, contact CR3 American Exteriors of San Antonio to schedule a storm inspection and receive a clear, claim-ready repair plan. We’ll help you protect the property now, document the loss properly, and complete high-quality exterior restoration as soon as approvals and materials are in place.

Need expert storm damage repair in Houston? Contact CR3 American Exteriors of San Antonio at (717) 931-6663.